Governor S P Malik addressing a function organised by J&K Bank at SKICC on Wednesday. By Daily Excelsior - October 18, 2018 Share FacebookTwitterWhatsAppPinterestLinkedinTelegramEmailTumblrReddItPrintKoo Governor S P Malik addressing a function organised by J&K Bank at SKICC on Wednesday. Governor S P Malik addressing a function organised by J&K Bank at SKICC on Wednesday. Follow our WhatsApp channel