Excelsior Correspondent
JAMMU, Feb 24: A workshop to aware the farmers about the utility and importance of Kissan Credit Cards was organized today at Bhaderwah-an important agriculture and horticulture belt of Doda district.
Speaking on the occasion, District Development Manager, NABARD, Doda, Rajesh Kumar Badyal explained the participants that the objective of KCC scheme is to provide flexible and hassle free credit to farmers in a cost effective manner.
Badyal informed the participants that KCC scheme provides for short term credit requirements for cultivation of crops, post harvest expenses, Produce Marketing Loan, consumption requirements of the farmer household, working capital for maintenance of the farm assets and activities allied to agriculture, like dairy animals, inland fishery etc and investment credit requirement for agriculture and allied activities.
He further informed that all farmers-individuals or joint borrowers who are owner cultivators, tenant farmers, oral lessees and share croppers, SHGs or Joint Liability Groups of farmers including tenant farmers, share croppers etc are eligible for loan under KCC.
The DDM also explained the interest subvention facility available to farmers on timely repayment of KCC loan for short term component, through NABARD.
He explained in detail the need for crop insurance to the farmers and also sorted out their queries.
Besides farmers and others, Director R-SETI, SBI, LR Magotra, District Manager, JCCB, Mustak Ahmad, Branch Head, J&K Bank, Bhalla, Thakur Dass Bhagat, Dr Munish Sharma and Dr Amitesh Sharma, KVK Doda, PR Bhagat and Romesh Singh, District Agriculture Officers, Doda, Sanjeev Kotwal, Horticulture Department , Doda, were also present.
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