Excelsior Correspondent
JAMMU, Dec 26: The Finance Department of J&K Government has enjoined upon all the DDOs/HoDs/Managing Directors/ Chief Executive Officers/Registrar of Universities to ensure registration of every employee under Group Personal Accidental Insurance Policy.
For the Group Personal Accidental Insurance of employees of the State, PSUs/ Autonomous Bodies/ Organizations, Local Bodies, Universities, Daily Rated Workers, Consolidated / Contractual / Adhoc Employees / Contingent paid workers and SPOs, the State Government has tied up with M/s Oriental Insurance Company Ltd for a period of one year commencing from 1st December, 2017 on compulsory basis for an insurance cover of Rs 10 lakh only for each employee.
Since the policy is compulsory in nature, it shall be the personal responsibility and liability of the DDOs/ HoDs/ Managing Directors/ Chief Executive Officers/ Registrar of Universities to register every employee under the Scheme so that no employee is left out, says a circular, issued today by the Finance Department.
The Nodal Officer shall not accept any intimation of an accidental death or disability of any employee for processing insurance payments under this Scheme unless the concerned DDO will certify that the premium amount has been deducted from the concerned employee in time. However, wherever due to any administrative or financial problem, the DDO could not deduct the premium of his employees from the salary of the month of November 2017, he shall immediately deposit/remit the prescribed premium against the proper Head of Account in the concerned Treasuries through challan after collecting the premium from the left out employees to bring them under the insurance coverage, the circular further says.
The Treasury Officers have also been directed to allow/permit the remittance of the premium in cash in respect of such DDOs who have failed to mandatory deduct the premium at source from the salaries of their employees for the month of November 2017 due to any administrative or financial constraint.
Employees covered under the Scheme are required to fill up a nomination form, which shall be retained by the DDOs concerned.
The circular further makes it clear that it shall be the responsibility of the DDO to check and satisfy himself/herself about the genuineness of an accidental claim. Any deviation shall be the personal responsibility of the DDO concerned and the consequences arising out of such deviation shall squarely rest with the DDO concerned.
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