J&K Grameen Bank organizes financial literacy programmes

Excelsior Correspondent

JAMMU, June 7: Financial Inclusion & Insurance Department of the J&K Grameen Bank organized Financial Literacy & Awareness Programmes under RBI promoted Financial Literacy Week from June 3 to June 7.
All the six Regional Offices of the bank were involved in the conduct of these camps. Out of these sixty five camps; RO Jammu conducted 17, RO Kathua/Samba conducted 11, RO Rajouri/Poonch conducted 8, RO Bandipora conducted 9, RO Baramulla conducted 13 & RO Kupwara conducted 7, thereby, completing coverage of total 217 villages in four days of RBI promoted Financial Literacy Week.
Sarpanch Mohd Ashraf was one of the special guests at the camp held at village Yunisoo under branch office Yunisoo.
Riyaz Ahmed Lone, Branch Head (Yunisoo) J&K Grameen Bank, talked in brief about various social security schemes like APY, PMSBY, PMJJBY, etc . He stressed upon availing these schemes and said that the bank will make all possible efforts to ensure that each and every family of the State is covered under financial inclusion initiative. He highlighted the benefits of digital banking and cash less economy. He gave a detailed overview of various lending and deposit schemes of the bank offered at lucrative interest rates.
He also drew attention towards various incidents of fraud, including ATM frauds and the mechanism of such frauds so as to make the gathering well educated about such nefarious activities. He encouraged the gathering to approach the Grameen Bank and avail hassle free and reasonable loans under various schemes like KCC, PMEGP, etc for their overall growth and development.
Representatives of Line Departments like KVIB, Animal Husbandry, Agriculture, Education and NRLM also attended the programme besides the gathering of students and farmers of the villages.
Other branch heads at their respective locations spread the message of financial literacy and awareness among the population of remote villages. The staff members of all these branches handled the queries of the unbanked people and provided them the comprehensive financial solutions related to deposits, loans and other services like internet, mobile banking. They participants were enlightened about new technologies available in the bank, such as multiple uses of bank cheques, use of PoS Machine, RuPay Debit card, KCC RuPay Debit Card, Net Banking, Mobile Banking Services, IMPS and Aadhaar based transactions etc.