Excelsior Correspondent
KATHUA, Sept 23: A meeting of District Coordination Committee (DCC)/ District Level Review Committee (DLRC) today reviewed the performance of banks.
The meeting chaired by District Development Commissi-oner Dr. Raghav Langer took stock of the credit flow-advances under priority sector, Govt. Sponsored Schemes, for the quarters ended June 30, 2019 and performance of RSETI, Kathua.
The meeting was attended by ACD, Sukhpaul Singh, CPO, Uttam Singh, LDO (RBI), Rahul Sharma, J&K Bank Cluster Head, Vinay Gupta, PNB, S.P.Sharma, RM JK Grameen Bank, Amit Laira, CAO Kathua, Arun Gupta, GM DIC, Babu Ram, PO DUDA, Ramneek Singh, representative from (AH), NRLM, KVIB, Handloom, Director SBI RSETI and senior officers from banks and other Govt departments.
The Chairman reviewed the progress of CD ratio, cases under KCC, New KCC( Dairy, Poultry, Fisheries and Sheep Husbandry), PMEGP – KVIB / KVIC / DIC / NULM, NRLM Handloom / Handicraft, PMAY with special emphasis on credit linkage of beneficiaries under these schemes.
He emphasized upon banks to simplify the system and procedures so that maximum beneficiaries are credit linked under the Government schemes meant for generation of employment.
He asked the banks and Govt departments to ensure the achievement of the set targets. He advised them to focus on awareness programmes for dissemination of information to general public/farmers/skilled persons so that they are facilitated to set up new units of economic activities. He impressed upon the banks and line departments to ensure effective coordination in their working.
He desired that potential under Agri and allied activities be exploited fully to achieve the benchmark of 18%. The Chairman exhorted upon the banks to exploit all resources at their disposal and come out with concrete action plan to increase present CD-ratio of 42.63% to minimum 60% by the end of Second quarter of 2019-20. He advised that bank-specific Action Plans should be devised for better focus on increase in CD ratio.
The chairman further advised the banks to cover maximum number of persons with 100% penetration under social security schemes like Jan Dhan Yojana, Suraksha Bima Yojana, Jeevan Jyoti Yojana, Atal Pension Yojana and to issue RuPay Debit Cards to all eligible a/c holders, thereby initiating the process of DIGIDHAN Mission and He emphasized to select a block for this purpose.
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