Motor vehicles without valid third party insurance is punishable offence: Road Transport Ministry

HYDERABAD, June 11 : Ministry of Road Transport said on Tuesday that under Section 146 of the Motor Vehicles Act, 1988 , motor vehicles plying on Indian roads required an insurance policy covering third party risks.

In a release, the Ministry cautioned that those who drive or allow an uninsured vehicle to be driven without valid motor third-party insurance are liable to be punished, including imprisonment, for violation of the law.

In addition to being a legal requirement, having motor third-party insurance cover is an important aspect of being a responsible road user, as it provides support to victims in case of accidents or damages.

Such offenders are punishable under Section 196 of the Motor Vehicles Act, 1988: First offence: imprisonment up to three months, or fine of Rs 2,000 or both; and Subsequent offence: imprisonment up to three months, or fine of Rs 4,000 or both.

Vehicle owners need to check the status of motor third-party insurance on their respective motor vehicles and obtain or renew their insurance at the earliest, if not already done, the release said.

The aforementioned penalty provisions shall be imposed by the enforcement officials on those vehicles that are found to be playing without a valid motor third-party insurance cover, the release added. (UNI)