Excelsior Correspondent
JAMMU, Jan 21: As an initiative towards healthy India, Jammu Divisional office of country’s premier multinational General Insurance Company, the New India Assurance Company today launched its Cancer Guard Policy.
Dr Daleep Pandita, Senior Divisional Manager of the company said that persons from months to 65 years can take this cover for varied sum insured from Rs 5 lakhs to Rs 50 lakhs based on age, against annual premium ranging from Rs 600 to 34,000, respectively. No medical check up is required for taking this cover.
This policy contains the inbuilt benefits of ambulance charges, second opinion for surgery, post treatment follow up, reconstruction of affected body parts , about two month day care procedures and many more benefits besides cumulative bonus for each claim free year. It has also waiting period of 90 days.
Dr Pandita stated that this policy covers the expenses incurred on all types of treatment related to cancer cure like Chemotherapy, Radiotherapy, Immunotherapy, Hormonal therapy, Onco surgery, Organ transplant, Bone marrow transplant etc. It covers advanced stages (Stage IV ) of cancer also.
He said this policy does not cover pre existing condition for cancer and no any treatment other than cancer, non allopathic treatment, plastic and cosmetic surgery, rehabilitation and respite care etc.
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